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About Clusivi

From Frustration to Innovation

How Will I Pay For This?

Problem

Clusivi founder Cedric Lipsey asked himself this question when he saw the cost of a $8,000 dental procedure. 

It was an elective treatment, so his insurance wouldn’t cover it.

He had a good job but didn’t want to pay upfront with cash. 

While his credit score was strong, his financing option charged a predatory interest rate if the balance wasn’t paid off within 6 months.

In the end, Cedric said “no” to the procedure and left the dentist’s office frustrated.

And as he walked to his car, he realized how many others must face similar situations.

This led Cedric to research and discover some general economic hard truths:

Credit card interest rates and balances are higher than ever, trapping people in debt.

This makes it difficult to contribute their hard-earned cash to any type of savings.

Yet, the U.S. is the biggest consumer-driven economy in the world.

This means that whether out of a need or a want, we will never stop spending.

Discovery

Solution

This inspired Cedric to create Clusivi, a company that promotes savvy and responsible spending and saving habits through a revolutionary payment system called Plan-to-Pay.

It reflects his mission to empower individuals to improve their economic situation and their lives.

And in the end, by creating financial access and inCLUSIVIty, the question, “How will I pay for this?” that weighed heavily on Cedric’s mind will be easier for everyone to answer.

Video of The Founder's Story

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Clusivi Team - Financial Freedom for All. through InCLUSIVIty

Vision

Opening a world of financial access that people would otherwise be excluded from.

Mission

Helping you plan now for what
matters next.

Values

We’re not simply managing your purchases…we’re helping fulfil your goals and dreams.
To support your success,
everything we do is based on trust, transparency, respect, equity, and innovation.

Creating financial access and inclusivity.

The Clusivi Team

Cedric Lipsey

Co-founder & CEO

The Rainmaker

With his sales experience, financial expertise (“game”), and energy and enthusiasm (“grit”), Cedric attracts strategic enterprise-level partnerships that produce profitable win-win result

Connect with Cedric at

Gary Walker

Co-founder & CTO (Chief Technology Officer)

The Alchemist

Having been involved across the spectrum of Fortune 100 to startup companies, Gary is the IT wizard who takes ethereal ideas and conjures them into practical applications with tangible value.

Connect with Gary at

Ty Ono

Co-founder & CXO (Chief Experience Officer)

The Tailwind

Ty’s expert insight into consumer behavior and unwavering customer-first viewpoint ensures that customers always fly high until they touch down at the end of every satisfactory journey with us.

Connect with Ty at

Eve Chen

CMO (Chief Marketing Officer)

The Firestarter

As an international growth marketing expert, Eve knows precisely where and how to spark interest, excitement, and eagerness that quickly and widely spreads throughout her target audiences.

Connect with Eve at

Erik Pederson

CFO (Chief Financial Officer)

The Translator

The complex language of business finance requires an understanding of numbers beyond most individuals’ comprehension, which Erik reads, writes, and translates fluently to advise companies toward making sound decisions that spell “S-U-C-C-E-S-S.”

Jessica Toomey

Director of Sales

The Driver

A seasoned professional at training and leading sales teams in the one-two-threes of ABC (“Always Be Closing”) that consistently propels growth and exceeds revenue goals.

Connect with Jessica at

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